Your Finance Insider

Your Finance Insider

June 2024 Edition Top 5 Life Insurance Companies

Secure your family’s financial future. Choose a trusted life insurance company to protect your loved ones from financial burdens. Compare and select from these top providers.

PROVIDER

HIGHLIGHTS

RATING

VISIT SITE

Most popular

9.8

4.8/5

Ethos is a top choice for a hassle-free life insurance plan. With custom term life policies starting as low as $8 per month, they offer an affordability that fits any budget. They also provide a wide range of options, offering term coverage from $100,000 to $2 million.

Applying for life insurance is quick and convenient with Ethos. Their 100% online guided application takes less than 10 minutes, and there are no medical exams required. Simply answer a few questions online to get started.

Ethos is available in 49 states and DC (excluding NY), ensuring coverage for a wide range of customers. They prioritize simplicity and accessibility, making life insurance easy to understand and secure.

Learn more about Ladder Here

9.6

4.6/5

Ladder offers an excellent insurance application experience with its 100% digital process. Applicants can seek policies of up to $3 million from home. Coverage options are flexible, ranging from $100,000 to $3 million, catering to a variety of needs.

Pricing at Ladder starts as low as $5 per month, making life insurance affordable and accessible. Additionally, they offer a unique feature called “Laddering,” which allows policyholders to adjust their coverage as life changes.

Ladder is not just convenient but also reliable. They have been rated A, Exceptional, by Demotech Inc., indicating strong financial stability.

Learn more about Ladder Here

9.4

4.5/5

Bestow offers an online application process for life insurance that requires no medical exam, providing a degree of convenience in securing a policy.

Their coverage begins at $11 per month, making it a budget-friendly option for some individuals and families looking to secure financial protection.

Bestow also holds an A+ rating from the Better Business Bureau, indicating its focus on maintaining satisfactory customer service. The term life insurance application can be completed quickly with a series of simple questions about the applicant’s medical history, health, and lifestyle.

Learn more about BESTOW Here

9.1

4.4/5

National Family Assurance Corporation provides a straightforward, user-friendly process that guides customers to a policy best suited to their needs. 

They also offer the option to receive quotes either online or over the phone, catering to different customer preferences.

Their team of licensed insurance agents is available to assist customers 7 days a week, ensuring reliable support.

Learn more about National Family Here

8.6

4/5

Everyday Life offers tailored policies to fit your needs and budget, making life insurance easy and affordable. 

With plans starting at just $4 per month and a convenient online application process with no medical exam, securing financial protection is straightforward.

They function as independent brokers, working with a range of insurance companies to bring you the best possible plan.

Learn more about Everyday Life Here

PROVIDER

FEATURES

RATING

FURTHER INFO

9.8

4.8/5

If you’re in the market for a free CRM that can actually get some work done, HubSpot is what you’re looking for. It offers multiple pricing plans including a great free plan that doesn’t skimp too much on the features you need for client management.
HubSpot “Free” provides a customizable sales pipeline and quote proposal management at no cost, as well as the ability to view revenue data.
Understandably, you won’t get all the organization and management features, but for free, you could do a lot worse.
With a contact limit of one million, HubSpot is suitable for businesses running larger customer service operations.

Learn more about Hubspot Here

9.8

4.8/5

Ethos is a top choice for a hassle-free life insurance plan. With custom term life policies starting as low as $8 per month, they offer an affordability that fits any budget. They also provide a wide range of options, offering term coverage from $100,000 to $2 million.

Applying for life insurance is quick and convenient with Ethos. Their 100% online guided application takes less than 10 minutes, and there are no medical exams required. Simply answer a few questions online to get started.

Ethos is available in 49 states and DC (excluding NY), ensuring coverage for a wide range of customers. They prioritize simplicity and accessibility, making life insurance easy to understand and secure.

Learn more about Ladder Here

9.6

4.7/5

Ladder offers an excellent insurance application experience with its 100% digital process. Applicants can seek policies of up to $3 million from home. Coverage options are flexible, ranging from $100,000 to $3 million, catering to a variety of needs.

Pricing at Ladder starts as low as $5 per month, making life insurance affordable and accessible. Additionally, they offer a unique feature called “Laddering,” which allows policyholders to adjust their coverage as life changes.

Ladder is not just convenient but also reliable. They have been rated A, Exceptional, by Demotech Inc., indicating strong financial stability.

Learn more about Ladder Here

9.4

4.5/5

Bestow offers an online application process for life insurance that requires no medical exam, providing a degree of convenience in securing a policy.

Their coverage begins at $11 per month, making it a budget-friendly option for some individuals and families looking to secure financial protection.

Bestow also holds an A+ rating from the Better Business Bureau, indicating its focus on maintaining satisfactory customer service. The term life insurance application can be completed quickly with a series of simple questions about the applicant’s medical history, health, and lifestyle.

Learn more about BESTOW Here

9.1

4.4/5

National Family Assurance Corporation provides a straightforward, user-friendly process that guides customers to a policy best suited to their needs. 

They also offer the option to receive quotes either online or over the phone, catering to different customer preferences.

Their team of licensed insurance agents is available to assist customers 7 days a week, ensuring reliable support.

Learn more about National Family Here

8.6

4/5

Everyday Life offers tailored policies to fit your needs and budget, making life insurance easy and affordable. 

With plans starting at just $4 per month and a convenient online application process with no medical exam, securing financial protection is straightforward.

They function as independent brokers, working with a range of insurance companies to bring you the best possible plan.

Learn more about Everyday Life Here

9.6

4.6/5

Pipedrive is a CRM system with a focus on usability.

The app’s clean interface supports a tidy visual pipeline – viewable from the ‘deals’ screen. Pipedrive has preset stages but you can easily edit their name, add, and remove them to create a custom pipeline that accurately reflects your unique customer relationships.

It might take a more dialed-back approach but sophisticated CRM tools are still available with Pipedrive.

And, thanks to its user-focussed design, you won’t have to suffer through complicated set up processes for new functions.

Learn more about Pipedrive Here

What to look for in a senior insurance company?

When choosing a insurance company, consider these key factors:

Affordability – Ensure the plan fits within your budget.

Product Variety – Look for a range of options to match your specific needs.

Accessibility – Choose a company that is easy to reach and responsive.

Flexibility – The best policies are adaptable to your changing circumstances.

Benefits – Understand the benefits of the policy and ensure they meet your requirements.

Remember, what works for others may not work for you, so choose a service tailored to your specific needs.

Editor's top 3

Ethos

9.8
4.7/5

Top choice for affordability and convenience for term and whole life insurance. No medical exams required.

Ladder

9.6
4.6/5

Specialists in simplifying the insurance process to provide the best cover possible to suit a range of budgets and needs.

BESTOW

9.4
4.5/5

Experts in using data to find the best policies personalized to the needs of the individual.

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Your Finance Insider is a financial resource portal that provides consumers with relevant information about savings, mortgage refinance, debt management, insurance and other financial related products. We seek to help people save big by providing them with updates using the tested knowledge on discounts, programs, and products online.

Our team of experts through the in-depth reviews and comparisons of these products and services, provide honest feedback on the products after conducting extensive research.

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